Medical Liability Insurance across Europe

The policy is written on a claims made basis, including cover for:

• Claims on an ‘any one claim’ basis.
• Claims for negligent care or treatment that results in bodily injury, mental injury, illness, disease or death.
• Claims for negligent care or treatment in the course of providing care, treatment, testing or diagnosis of Covid or the after-effects of Covid that results in injury or death.
• Claims for Good Samaritans acts or alleged breach of any duty to rescue.
• Temporary work outside of territorial limits of up to 30 days included.
• Legal costs and expenses for these claims.
• Full limit for legal costs of representation in certain inquests and inquiries relating to claims under this section.
• Breach of confidence extension.
• Inquests and enquiries extension (independent of any claim).
• Libel and slander extension.
• Loss of or damage to documents extension.
• Plus, more extensions and endorsements available.

The Policy is written on a claims occurring basis, including cover for:

Public Liability:

• Claims by visitors, third parties or service users for bodily injury, mental injury, illness, disease or death or property damage (not through treatment).
• Claims by visitors, third parties or service users for property damage.
• Claims by service users for abuse.
• Temporary work outside of territorial limits of up to 30 days included.
• Legal costs and expenses for these claims.
• Plus, more extensions and endorsements available.

Employers Liability:

• Claims by your employees for injury at work.
• Temporary work outside of territorial limits of up to 30 days included.
• Legal costs and expenses for these claims.

Products Liability:

• Claims alleging that a product you sold, supplied, distributed or manufactured caused someone bodily injury, mental injury, illness, disease or death.
• Claims alleging that a product you sold, supplied, distributed or manufactured caused someone damage.
• Legal costs and expenses for these claims.

The policy is written on a claims made basis, including cover for:

• Claims on an 'any one claim' basis.
• Claims alleging negligence in providing professional services other than treatment.
• Temporary work outside of territorial limits of up to 30 days included.
• Legal costs and expenses for these claims.
• Breach of confidence extension.
• Inquests and enquiries extension (independent of any claim).
• Libel and slander extension.
• Loss of or damage to documents extension.
• Plus, more extensions and endorsements available.